The stakes are high, and the critical questions to ask before placing your bet are which college and what major, and how much debt those are worth.
03.25.17 9:01 PM ET
It’s that time of year again, when a new cohort of graduating high-school seniors finalize decisions on which college they will attend come fall. As colleges sell their worth and endless rankings are released in a dizzying array of information leading to the May deadlines to deposit, the hype makes it increasingly difficult for families to pierce the noise and understand what is truly at stake.
There are so many colleges in so many categories and at such different price categories that many families don’t know what to ask, or how to value what they find. But, first, let’s be clear about a central point and ask who we are really talking about. The reality is that the average college student is not someone right out of high school attending a four-year college and living on campus in dorms.
In fact, the average student is closer to 26 and more likely to attend a community college or a regional state institution while they live at home and work part time. They are also more likely to take six years to graduate not four — that is if they graduate. They are much more dependent on federal and state financial aid, scholarships and auto-dealer-style “discounts” to list prices than previous generations of students. For many, college will be the most expensive investment they make.
So offering college advice only to a select few, who almost by definition don’t really need it, is dangerous. That said, there are some things all college-going students and their families should be considering............
(Excerpt posted from: thedailybeast.com)
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